What Are SME Loans?

Running a business comes with challenges — from managing cash flow to financing new opportunities. SME loans are designed specifically for small and medium enterprises, giving business owners the financial flexibility to handle day-to-day operations, invest in growth, or overcome short-term hurdles.

At 85 Capital, we provide SME loans that are straightforward, transparent, and suited to your business needs. Unlike traditional financing, our process is quicker and more flexible, ensuring you can focus on running your business while we handle the financing.

Our Loan Solutions

Every business has different needs, and that’s why we provide a range of SME financing options:

• Working Capital Loans – Ensure your operations run smoothly with extra funds for expenses, payroll, and cash flow management.

• Expansion Loans – Grow your business confidently, whether it’s opening a new branch, launching a product, or investing in larger projects.

• Invoice Financing – Turn unpaid invoices into immediate working capital, improving your cash cycle without waiting on clients.

• Equipment & Asset Financing – Acquire machinery, vehicles, or technology essential to your business, while preserving your cash reserves.