Who We Are: Committed to Your Success
About 85 Capital
85 Capital is a Singapore-based, licensed moneylender dedicated to helping small and medium enterprises (SMEs) access fast, flexible, and transparent financing. With a valid moneylender license, we operate under strict regulatory standards, giving our clients confidence and peace of mind. (Moneylender license No. 201528142R)
We understand the challenges business owners face in securing funding, which is why we focus on providing solutions tailored to your unique business needs. Our goal is to be more than just a lender — we aim to be a trusted partner supporting your business at every stage.
Our Mission
“To empower SMEs with simple, flexible, and transparent financing for growth.”
Our Vision
We envision a thriving SME community in Singapore, where businesses have the financial support they need to innovate, expand, and succeed.
We understand the challenges business owners face in securing funding, which is why we focus on providing solutions tailored to your unique business needs. Our goal is to be more than just a lender — we aim to be a trusted partner supporting your business at every stage.
Integrity
Operating with honesty and transparency in all our dealings.
Reliability
Business owners can count on us to deliver on our promises.
Customer Focus
Every solution is designed with your business needs in mind.
Expertise
Our licensed team brings deep knowledge of SME financing in Singapore.
Innovation
Continuously improving processes to offer smarter, faster funding solutions.
Why Choose 85 Capital?
We go beyond traditional lending by offering:
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Quick approvals so your business can access funds when needed.
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Flexible repayment options tailored to your cash flow.
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Transparent terms with no hidden fees.
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Customized solutions to support growth, manage cash flow, or fund projects.
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A licensed Singapore-based partner who understands the local SME ecosystem.
Our Commitment
At 85 Capital, we care about your business. We are committed to providing not just financing, but a partnership that helps you overcome challenges, seize opportunities, and achieve sustainable growth — all backed by our licensed and regulated operations.