Fuel Your Business Growth with Fast, Flexible SME Loans
At 85 Capital, we help Singapore SMEs access the financing they need — with quick approvals, transparent terms, and tailored solutions.


Who we are
85 Capital is a Singapore-based financial solutions provider dedicated to supporting small and medium enterprises (SMEs). We understand the challenges business owners face in securing funding, which is why we provide straightforward loan options designed for your growth.
Why Choose Us
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Fast & hassle-free approval process
- Compliance, license moneylender. (Moneylender license No. 201528142R)
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Flexible repayment options
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Transparent fees, no hidden costs
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Tailored solutions for different industries
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Local expertise, Singapore focus
About

Services
SME loans provide businesses with the financial support they need to manage cash flow, expand operations, or invest in new opportunities. At 85 Capital, we make financing simple and accessible for Singapore SMEs, offering fast approvals, flexible terms, and tailored solutions to help your business grow with confidence.
SME Loans
At 85 Capital, we provide a range of financing solutions to support your business at every stage. From working capital loans that ease daily expenses and cash flow, to expansion loans that help you scale and seize new opportunities, our funding is designed with SMEs in mind. We also offer invoice financing to unlock cash tied up in receivables, as well as equipment and asset financing so you can invest in machinery, vehicles, or technology without straining your reserves.
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We care about your business.
We go beyond financing by understanding your challenges and tailoring loan solutions that truly support your growth. With us, you gain a trusted partner committed to helping your business thrive every step of the way.

